Dubai has unified all government health insurance systems under one umbrella known as Enaya.

The unification covers Saada insurance, and other government insurances. Following the move, there will be one insurance for all Government of Dubai employees, the Enaya insurance.

The beneficiaries of Enaya, the unified government health insurance programme include:

• Citizens of the emirate of Dubai who do not benefit from any other government insurance.

• Employees of government departments in the emirate of Dubai and their families

The scope of dependency within the health insurance programme for Dubai government employees includes:

• Emiratis: Wives, sons up to 24 years old, daughters until marriage or work, and parents.

• Residents: Wife and three children under the age of 21.

The unification of all health insurance systems is aimed at providing advanced integrated care and high quality medical services.

The decision was taken after extensive studies and in cooperation with the Dubai Government Human Resources Department, Dubai Finance Department, with the follow-up and supervision of the General Secretariat of The Executive Council after discussions on sustainability of health services and provision of high quality medical services to ensure health and wellbeing for all. The discussions also focused on further strengthening preventive care.

Enaya, the unified government health insurance programme, features two different service providers: Neuron insurance and Almadallah Healthcare Management.

Enaya benefits

The unified health insurance programme offers multiple benefits, including comprehensive coverage for maternity. The programme provides healthcare for expectant mothers and their children from the beginning of the pregnancy period until after birth. Unlike other insurance programmes, there is no waiting period for this entitlement.

• Current disease states and chronic diseases

• Disease prevention

• Complete coverage of periodic routine examinations and vaccinations

The unification under one insurance policy aims to enhance preventive care, ensure health sustainability and the provision of high-quality specialised healthcare to insured members.